Creating a brighter future for the financially excluded

Frédéric Nze,
Chief Executive Officer & Founder

Since founding Oakam, Frédéric has served as the architect of the company’s product design, risk/data science approach, and service model. He has spent his career in data science (defence and consumer lending) at American Express, GE Capital, and Barclays Bank.

Prior to Oakam, Frédéric founded Euristix, a risk/data analytics boutique, which was acquired by Capita. Frédéric is an advisor/mentor to fintech startup accelerator Tech Star. He is a NED on the board Nigerian fintech Get Carbon.

Frédéric holds an MSc in Mathematics and Econometrics from ENSAE Paris-Tech and an Exec MBA from INSEAD.

Georgios Psonis,
Chief Operating Officer

George co-founded Oakam and has held multiple roles including product development, marketing, risk and software engineering.

He is currently the COO and holds responsibility for the operating model, compliance and regulatory matters and delivering large change programs. George holds a BA from Trinity College (Dublin) and an MBA from Imperial College.

Andrea Gerosa,
Chief Financial Officer

Before joining Oakam, Andrea was co-founder and CFO of Soldo, a European based fintech, raising Seed, Series A, Venture Debt and Series B funding in excess of €70M; investor and advisor to Gioco Digitale (sold to Bwin for €120M); and Investor and former director of 4/5G Telco operator Linkem, which raised in excess of £300M and is the fifth largest operator in Italy today.

In addition, he previously served as co-founder of private equity and alternative investment firm Vintage Capital, director of Sopaf Private Equity Investments and director of the M&A; mid-cap team at Meliorbanca Gallo & C.

He has over 20 years of experience in financial structuring, business planning, corporate finance and venture capital. He holds a degree in Economics from Bocconi University, Italy.

Sophie Theen,
Chief People Officer

Sophie is responsible for scaling and defining Oakam’s working culture, focusing on cultural paradigms during growth stages in a start-up environment.

She was previously Global Head of People, and has championed diversity and equality in multiple fintech startups, including Revolut and 11:FS, where she was the early stage People Leader and was recognised in the Women in Fintech Powerlist 2018 & 2019.

Sophie was the Talent and Culture consultant for European VC Omer Ventures, specifically for their European series A portfolio, including Quorso, First Vet and Resi. She is also an advisor/mentor for seeding fintech startups in the UK for Tech Nation. She holds a Masters in Engineering from Monash University, Australia and is currently working towards her Charted HR.

Amber Skinner-Jozefson,
Chief Product & Marketing Officer

Amber is responsible for driving product, brand and go-to market strategy at Oakam. She is an accomplished marketing/product and communications leader with targeted experience in fintech and mobile telecommunications.

Previously, Amber ran global marketing communications and product marketing at “the original fintech” SWIFT and investment banking fintech Axioma. Amber holds a BA from Howard University in Washington, DC and an MBA from Imperial College Business School in London.

Justin Busschau,
VP of Engineering

Justin leads Oakam's technical teams and is responsible for the company’s vision as well as delivery and driving technical excellence.

Justin has over 20 years of experience delivering complex enterprise solutions - both in fintech and in other verticals. He was most recently Head of Solution Architecture at Nodes (previously with Somo, CMG, Dimension Data and Azisa) and brings a wealth of valuable experience in helping companies, large and small, through technical change and digital transformation programmes.

Stephen Simmons, Chief Credit Risk & Data Science Officer

Stephen is responsible for automating and optimising decision-making for credit, pricing, marketing and collections. Before joining Oakam, he was VP of research at JP Morgan where he utilised AI/ML to build its Athena platform, a trading system managing $100B of assets.

Stephen's experience spans consumer lending (ANZ, ABN Amro), consulting (BCG) and Investment Banking (JP Morgan). He holds a PhD in Electrical Engineering, and an MBA from INSEAD.